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It is strongly recommended to create a detailed budget in order to establish the monthly household income and basic necessary expenses. Once this exercise has been completed, you will be able to determine if there is a surplus of income, and if this will allow you to file a viable proposal. We can help you with this budgetary analysis during our first consultation and offer your our professional recommendations based on the results.

A suitable solution can only be suggested once a detailed monthly budget has been completed and a deal with your creditors has been reached.